"File management fees" = interest?

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Disai Posted messages 424 Registration date Status Member Last intervention -
adam - 30 Dec 2021 at 16:13

Hello,

I would like to know, are the management fees for the file that come with the 4-time payment on CDiscount considered interest?

Thank you

--
It's because the speed of light is faster than the speed of sound that some people appear bright before they actually look stupid.

4 answers

Answer 1 / 4

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camara

I would like to know if it is also interest or if only cdiscount.com needs it to manage a file in installments.
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Answer 2 / 4
GrandCaribou Posted messages 23702 Registration date Status Moderator Last intervention 1 039

Hello,

The fees are 2.26%, as indicated on this page:
https://clients.cdiscount.com/information/payment.aspx

Best regards

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We do our utmost to assist you and answer your questions
*** Grand Caribou - Moderator CCM ***
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1. Disai Posted messages 424 Registration date Status Member Last intervention 13
  
  Thank you.. it’s not a matter of a too high amount but to find out if these are interests, which is prohibited for certain people.
  
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2. GrandCaribou Posted messages 23702 Registration date Status Moderator Last intervention 1 039
  
  "what is forbidden for certain people"
  What are you thinking about?
  
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3. Disai Posted messages 424 Registration date Status Member Last intervention 13
  
  In a religious context :)
  
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4. GrandCaribou Posted messages 23702 Registration date Status Moderator Last intervention 1 039
  
  Ah okay... as soon as you don't pay in full, it's a credit...
  
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5. Disai Posted messages 424 Registration date Status Member Last intervention 13
  
  Sure, you're welcome :)
  
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Answer 3 / 4
Nassim

Salam 3alaykoum (Peace be upon you) my brother, this is part of a sin wa Allahu a3lem (Allah is the All-Knowing)

Here's what Cdiscount offers

Amount / Negligible Fees / Debit Rate / APR

FROM €50 TO €1000 / 2.39% / 19.18% / 20.95%

Debit Rate: These are the interest paid on the borrowed amount
APR: It includes all the costs of a loan

Hafidhak Allah (May Allah preserve you)
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1. adam
  
  Peace be upon you and God's mercy.
  
  This is payment for work. It is not compensation for money, it is not usury.
  
  And peace be upon you and God's mercy.
  
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Answer 4 / 4
adam

Peace be upon you and God's mercy.

This is payment for work. It is not remuneration on money, it is not riba.

And peace be upon you and God's mercy.
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"File management fees" = interest?

4 answers

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