Fraudulent charge on PayPal
Solved
kenpachi07
Posted messages
28
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Membre
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Hello,
I'm reaching out to you because I've experienced a sadly increasing common issue, which is getting money taken from me without my knowledge via PayPal.
The facts:
On January 15, I made a purchase on eBay. The seller has a good reputation, and the item purchased arrived properly. (Coincidence or not?)
I didn't check my account until the 21st.
So on the 21st, I log into my bank account and there ... -€2300 in debit ... argh, on the 17th, 18th, and 19th, €199 was withdrawn 5 times a day to the benefit of a certain Tahar Bouanani, whom I don't know from Adam or Eve, via PayPal.
1 I go to my bank and block my card
2 I log into my PayPal account, delete my card, and reset my security questions and password.
3 I open a dispute through PayPal that is still ongoing to this day.
My question:
How did he do it?
The payments are listed as follows:
The first one, payment to Tahar Bouanani
All the others DON to Tahar Bouanani
I don't think my account was hacked, as my passwords were still valid, as well as my email address ...
Thank you.
I'm reaching out to you because I've experienced a sadly increasing common issue, which is getting money taken from me without my knowledge via PayPal.
The facts:
On January 15, I made a purchase on eBay. The seller has a good reputation, and the item purchased arrived properly. (Coincidence or not?)
I didn't check my account until the 21st.
So on the 21st, I log into my bank account and there ... -€2300 in debit ... argh, on the 17th, 18th, and 19th, €199 was withdrawn 5 times a day to the benefit of a certain Tahar Bouanani, whom I don't know from Adam or Eve, via PayPal.
1 I go to my bank and block my card
2 I log into my PayPal account, delete my card, and reset my security questions and password.
3 I open a dispute through PayPal that is still ongoing to this day.
My question:
How did he do it?
The payments are listed as follows:
The first one, payment to Tahar Bouanani
All the others DON to Tahar Bouanani
I don't think my account was hacked, as my passwords were still valid, as well as my email address ...
Thank you.
9 answers
Hi everyone,
I’m back among you because I may have found out how they did it.
First of all, I must say that PayPal "appears" to have ruled in my favor because they "would have" refunded me. (I say this conditionally because for now my bank account is still overdrawn)
Next, here’s the procedure: read this carefully as it’s very important if you don’t want to get caught like I did
1/ For practical reasons, and what a mistake it was, even though I knew it’s not recommended at all, I use the same email address and password pretty much everywhere I log in. Well now I know, it's something you should never, ever do!!!!
2/ Here’s how it happened: I manage a gaming site in my spare time, and I’m very active on it. This site was attacked and was down for several days. My email address and password were stolen during that time. (The means of these kinds of small sites have nothing to do with the security systems of PayPal or Amazon)
3/ They tried several sites (including PayPal) with that information. They couldn’t modify my credentials because they couldn’t answer the security questions, but they logged in and stole my money.
So be careful:
wherever your credit card is registered, use different credentials! I’m actually going to change all my other shopping sites right away.
I’m back among you because I may have found out how they did it.
First of all, I must say that PayPal "appears" to have ruled in my favor because they "would have" refunded me. (I say this conditionally because for now my bank account is still overdrawn)
Next, here’s the procedure: read this carefully as it’s very important if you don’t want to get caught like I did
1/ For practical reasons, and what a mistake it was, even though I knew it’s not recommended at all, I use the same email address and password pretty much everywhere I log in. Well now I know, it's something you should never, ever do!!!!
2/ Here’s how it happened: I manage a gaming site in my spare time, and I’m very active on it. This site was attacked and was down for several days. My email address and password were stolen during that time. (The means of these kinds of small sites have nothing to do with the security systems of PayPal or Amazon)
3/ They tried several sites (including PayPal) with that information. They couldn’t modify my credentials because they couldn’t answer the security questions, but they logged in and stole my money.
So be careful:
wherever your credit card is registered, use different credentials! I’m actually going to change all my other shopping sites right away.
And will I be refunded?
Thank you.
Unauthorized Transactions? Please refer to the paragraph Dispute and Liability in case of Unauthorized Payment Transactions of the Monetary and Financial Code, and more specifically to article L133-18 (Immediate Refund...).
Attention! You must be absolutely sure that you are not linked to these Transactions..
The Bank is NOT required to demand a police report, but it is recommended. The credit card information was likely stolen during a transaction on a dubious site like a one-euro gift..
Reminder: exclusively using the Virtual Card prevents these recurring problems!
See you!
My bank tells me that the insurance on my card only covers purchases; in this case, PayPal is not a seller but is considered a bank, and the insurance does not cover transfers to another account... And my bank advises me to contact PayPal directly...
For now, the matter is ongoing, opposition, filing a complaint,...