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How to back out with Cdiscount

Gambit24 -  

Hello, I tried to buy from CDISCOUNT an item worth 200.00 Euros ON JULY 21, 2026, but I couldn't pay for it, so I bought it in 4 installments via FLOABANK. The first payment was debited the NEXT DAY, JULY 22. I do not have this item because when the carriers came, I was away, I found something better elsewhere. Can I withdraw? And with whom—CDISCOUNT, FLOA BANK, or both? Thank you in advance for your answers. ALEX

1 answer

  1. brucine

    Hello,

    Isn't it enough to read the terms that the lender did not fail to send you and more particularly Articles 5 and 7?

    In law, the sale is the accessory to the principal contract, which is the loan.

    Whether you were at home or not during delivery is not relevant, you did not refuse it and you do not have a valid reason to do so.

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    1. Gambit24 Author

      Good evening and thank you very much to the person who partly answered my questions. That said: TO WHOM SHOULD THE RETRACTION LETTER FOR THE ARTICLE BE SENT :: TO CDISCOUNT ?? OR THE CREDIT ORGANIZATION FLOA BANK ??

      Thank you in advance, to all those who will be kind enough to respond. ALEX

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    2. brucine
      @Gambit24

      Hello,

      You still haven’t read it; it is clearly stated in Article 7 of the previous link and as I pointed out, the result is that the main contract was entered into with the lender, not the seller.

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